3 Simple Steps to Find The Best Health Insurance Coverage

Worried about health insurance? It does not have to be so difficult!

We always think that finding the right insurance is hard, that big corporations are just taking advantage of us, and that we will end up paying more than we need.

If you continue reading, we will show you the insider’s perspective to getting the best deal, designed just for you.

But before we show you how, ask yourself this:

Do you really understand your insurance plan? Have you tried to use it, but it somehow ends up costing you too much? Do you feel that you could be getting a better deal elsewhere?

So, why have you not taken full advantage over your plan?

Most likely you’ve used the same provider for years. Maybe a friend or family member recommended it. Or maybe your employer offered you a plan and you have not looked into it.

But we have looked into it. We have done our research. And we found that there are options that stand out from the rest. We've searched the web high and low to find the best plans for you.

You might ask why we did this. The answer is simple: because we’ve been there. We have found that the insurance game can be difficult. And we want to make it easier for other people, just like you!

You need one of the best plans. And if you’re seeing this page, it means you’re already one step ahead of most people. Given the importance of Health Insurance, it’s critical to select the right plan for your needs.

When making this decision, it’s important to search for Health Insurance plans that are budget friendly and cover all the essential and additional expenses that you may have to incur.

How do you find the best provider?

There are two ways: the hard way, or the easy way (guess which one we’ll show you).

If you don’t trust us, and want to take the hard, long and cumbersome path, feel free to do it! You will find what we have found, but you will waste a lot of time, and you will probably get frustrated much faster than you think (have you ever spent 4 hours on the phone waiting for a sales person?).

But we want to show you the easy way! It’s just 3 simple steps:

Step 1: Enter your zip code/age and click view my quote to instantly receive your top matches

Step 2: Select the top plan, then click to complete the questions on their website to get your policy details and calculate how much you’ll be able to save (it only takes a few minutes toget your free quote...make sure to complete these below before moving on to step 3)

Step 3: Learn how to pick the best plan

Now, we need to confess something: step 3 is slightly more complicated. But don’t worry! We will show you exactly what to do.

You’ll need the quotes in hand from step 1 and 2 to be able to follow along with step 3, so make sure to go back and complete those steps before you jump into the rest.

We’ll break down part 3 into 3 simple steps:

Part 1: Match your consumption to your deductible:

A deductible is the amount you pay for health care services before your health insurance begins to pay. How it works: If your plan's deductible is $1,500, you'll pay 100 percent of eligible health care expenses until the bills total $1,500. After that, you share the cost with your plan by paying coinsurance.

The lower you want your deductible, the more you’ll pay for your plan. Look at how much you spent on health insurance over the last 12 months and then compare that to the different deductible options. Pick the option that makes the most sense based on how much you have sent

Part 2: Understand the CoPayments

Copay, short for copayments, is the fixed amount you must pay for a covered health care service. Copays are due at the time you receive a health care service. Most often, you will be asked to deliver your copay when you check in for your doctor's visit or diagnostic test.

You’ll want to understand these to see which offers the best deal for the types of services you use. Do you commonly see a certain type of specialist? Or do you just want to best rate for your normal checkup.

Part 3: Pick the Right Plan Type
There are 4 different types of plans, pick the one the one that is right for you:

HMO: Health Maintenance Organization - Lower out-of-pocket costs and a primary doctor who coordinates your care for you, but less freedom to choose providers.

PPO: Preferred Provider Organization - More provider options and no required referrals, but higher out-of-pocket costs.

EPO: Exclusive Provider Organization – Lower out-of-pocket costs and no required referrals, but less freedom to choose providers.

POS: Point of Service Plan - More provider options and a primary doctor who coordinates your care for you, with referrals required.

Get Started Today

This might seem like a lot of work but think of it this way: having the right health insurance will save you from experiencing significant hardship should you ever need it. We know

Now is the time to take action.

In case you haven’t already, enter your zip code and age and click view my quote to receive your top matches and select the top plan below. Then click to complete the questions on their page to get your policy details and calculate how much you’ll be able to save on the plan that meets your needs.

It only takes a few minutes and you could end up getting a lot more and paying a lot less. Trust us, you’ll be happy you did.